We have been in the invoice factoring business since 1979, are privately held, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's downturns and in doing so, can help you get through any troublesome circumstances you might run into. We won't go out of business when the times get troublesome, like some other invoice factoring companies sadly have in the past.

All factoring companies have benchmarks for size, industry, and risk. It's pretty tough for you to determine which invoice factoring firm is the ideal fit for you. By contacting us, we can cut out a tremendous amount of time by helping you find the best match for your company - it could be us or another invoice factoring company.

We have a vast network of invoice factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, when you take the time to run through what you need to us, we have all the confidence in the world that you will find just what you need..

Nearly all invoice factoring businesses let you pick and choose your customers that you want to factor. However a handful of them usually require a minimum dollar amount in order to do business with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is much the same as carrying a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement that will make you use invoice factoring when you don't need it.

Nearly all invoice factoring businesses . You'll need to rent a metal detector to uncover those fees. You can be rest assured, We will not treat you this way.  We are unconditionally transparent about our fees. When you apply, you are presented with an easy to understand, no obligation rate bid with the fee for your business. It is going to be tough finding another factoring company, if any, that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some invoice factoring companies are funded by Wall Sreet venture capitalists. We are a privately held company and don't take commands from investors and boards. Like you, we are like-minded business people who know what it takes to run a business. We take the time to hear your story, go over your concerns. Based on that information we will put together a tailored solution for you. Nearly all invoice factoring companies especially the Silicon Valley ones generally look for the algorithm to establish your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Nearly all invoice factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are set up with a dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or simply won't.

Don't overlook the fact that the invoice factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also follow each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems in order to correct them without delay.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay tuned to negative payment trends. This is essential to avoid unnecessary write-offs.

Our company uses state-of-the-art technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. Nearly all other companies are not even in the ballpark.